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How to manage student loans  Most Physicians/professionals have enormous amounts of student loan debt just from medical school. The average amount of medical school debt is around $200,000. This does not include undergraduate loans if they were taken. Without steady income from working or other avenues of earning revenue the student loans will increase with interest over the years while you’re studying.  Most people obtain government based loans. These rates range from 3% to 5% interest. Previously some of these loans were as high as 7% to 9%. They’re actually not very many differences between private graduate student loans vs. a government loan. A government loan is usually easier to place in forbearance or to not pay it if you have financial struggle. Generally it is not needed to be paid while you are a student where some private loan companies will require this. After you graduate from medical school…

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