Tag Archives: value

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Building Income

Options trading and stocks  Please read about the Greeks before reading further. Options trading is another way of earning income. This is a similar strategy to just buying and selling stocks which you could also do. If you are risk averse I would avoid options and individual stock trading. Only play with 10% or less of your money.  Stock trading you buy a stock at what should be a lower value and sell at a higher price later making income. For example you buy apple stock at $140 per share and sell at $150 a share. Say you buy 10 shares. That cost you $1400. You then sell that 6 months later at $150 a share. You get $1500 or a net profit of $100. Now that is only a 7% yield for that time frame. If you had similar success this could be 14% yearly. If the stock drops…

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Saving Money

Vehicle lease vs purchase  Many people have written about the topic of a lease or purchase of a vehicle. In most instances a vehicle is a depreciating asset. In other words you lose money on it. It is completely fair to not have the expense of a car. If you do obtain one expect to pay for it, the insurance, the maintenance, fuel, etc. A lease is an agreement with a dealer that you agree to pay the amount per month to essentially rent the car. You then get the option of buying the car at the end of the lease term. A car purchase you either take a loan or pay with cash. In order to decide which is financially beneficial for you let’s crunch some numbers.  Example: A 2022 Toyota Corolla is MSRP 20k.  1. You pay cash. 20k is gone and you pay expenses for the car.…

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